• Call Us+260 211 224 653 / 225 080
  • Email at izb@izb.co.zm

Real Estate Development

Term loan and working capital is available for development of real estate such as commercial complex, shopping malls, and commercial residential units.

Quantum of Finance

  • Need based, subject to cost of the specific requirement/Repaying capacity on the basis of existing income

Margin /Promoter’s contribution

  • Minimum 25%

Repayment Period

  • Maximum upto 60 months

Rate of Interest

  • BOZ policy rate plus margin


  • Mortgage of property/ Debenture of immoveable and moveable assets/Liquid security etc. Additional security in addition to the property under development.

Processing Fee

  • 3% upfront

Please contact your nearest branch for further details.